I Was Hit by a Commercial Truck—What Do I Do?
Car accidents of any magnitude can be truly traumatic experiences, leading to permanent injuries or PTSD. When the collision is caused by the negligent actions of a commercial truck driver, the results can be catastrophic. The property damage alone can be financially devastating and walking away from such an accident unscathed is highly unlikely. The long and painful recovery ahead is life-altering, with many victims of commercial truck accidents unable to return to life as they know it. If you suffer a catastrophic personal injury in Boca Raton due to a commercial truck accident, here’s what you need to do.
Document the Accident
It is important to document the details of your accident if you are able. The time, date, and location of a commercial truck accident are just as important as details like the license plate or driver’s identification information. If there are any witnesses to the accident who can speak on your behalf if necessary, be sure to get their contact information. Be sure you get the name and information of the responding officer as well as a copy of the accident report. Being able to provide your insurance company with this information can expedite the claim process.
Because Florida is a no-fault state, you will have to begin the process of recovering your dues through your insurance provider. They will be responsible for repairing or replacing your vehicle. If you have comprehensive coverage, they will also cover your medical bills, car rental costs, and lost wages during your recovery. If the expenses related to this commercial truck accident exceed the limits of your insurance, you have the right to pursue the driver and their employer for compensation. Your insurance provider will also attempt to recover the money they’ve spent on your case, up to and including your deductible.
Record Your Losses
If you choose to seek compensation from the company responsible for your accident, recording your losses can help to make the process faster and easier. Beyond car repairs or replacement costs, other losses one should consider when filing a claim in a commercial truck accident include:
- Damaged or lost property within the vehicle: laptops, cell phones, jewelry, etc.
- Medical expenses: X-rays, hospital care, medication costs, surgery, physical rehabilitation, etc.
- Lost wages due to injury recovery
- Applicable court costs
If you suffer a catastrophic personal injury in Boca Raton, pain and suffering must also be brought into consideration. One of the Bernstein | Polsky personal injury lawyers in Boca Raton can help to ensure you receive the compensation you deserve. We can help to guide you through the entire process, allowing you to focus on your recovery. With years of legal experience, we will fight for your rights. We are dedicated to you and your case, meaning you are kept informed at every stage of the claim process.
Catastrophic personal injury caused by a negligent commercial truck driver can change your life forever. Don’t let these large corporations get away with the pain and suffering they cause you and your loved ones. Contact Bernstein | Polsky today for information about how we can help.