Motor vehicle accidents account for an overwhelming majority of personal injury tort claims. Like most states, Florida requires drivers to carry at least a minimum of insurance coverage that pays for certain damages incurred in an auto accident.
No Fault Insurance
No-fault insurance covers losses regardless of who is at fault for the loss. The purpose is to eliminate one of the two major issues in a tort case. No-fault insurance in one form or another is mandatory in 18 states. Florida has mandatory no-fault insurance covering certain personal injury losses. It is called personal injury protection insurance (PIP).
Personal Injury Protection in Florida
The policy of PIP is to provide injured drivers up to $10,000 in immediate medical care without having to prove fault by litigation in the courts. The goal is to provide immediate payment for injured drivers and limit the burden on the court system.
In the event a driver or passenger is injured in a car accident, the driver is responsible for their own injuries regardless of fault. Drivers are required to carry PIP insurance as s condition to register their vehicle in Florida.
Dealing With Claims Against Insurance Companies Under PIP
Insurance companies hire tough insurance adjusters and talented defense lawyers to control, and ideally minimize, the payout of benefits. This is particularly problematic for PIP claims.
Therefore, if you are involved in an auto accident it is imperative that you consult an experienced car accident lawyer in Boca Raton for three reasons. Working with a professional who has experience with civil litigation, particularly in tort law, is in your best interest. They are best equipped to help you make decisions.
Additionally, if you are represented early in the process by a qualified accident lawyer in Boca Raton, the insurance company will know you are serious and that your interests are protected. Finally, an experienced lawyer has extensive experience negotiating with insurance companies and their lawyers, knows their practices and tendencies, and probably has dealt with them in previous cases. All of this knowledge will then be used to help you.
Wrongful Death Claims
Sadly, many car accidents result in death. PIP does not cover much of the compensation that is awardable under Florida’s wrongful death statute. The policy underlying wrongful death statutes is that compensatory and other damages that would otherwise be available to an injured party should not disappear with the injured party’s death. Prosecution of rights under the wrongful death laws requires the special skills of a wrongful death attorney in Boca Raton.
Visit Our Office For Excellent Personal Injury Representation
The Law Offices of Bernstein Polsky are here to protect your interest as a claimant for PIP benefits and other claims arising out of a vehicle accident. We are accident lawyers in Boca Raton based in Fort Lauderdale. We are also skilled wrongful death attorneys in Boca Raton.
In the past decade, we have recovered for our clients more than $100 million in compensation for injuries. Our extensive trial experience includes all aspects of personal injury litigation, but we deal with insurance companies all of the time. It is important that we are involved early in the process of protecting your rights. Please contact us immediately if you been injured in an accident.