What Is a Catastrophic Personal Injury?

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Any accident can lead to a personal injury, which is a horrible experience. Any personal injury, small or large, feels catastrophic to the person experiencing it, which is understandable.

However, insurance companies and courts of law do not categorize all personal injuries as catastrophic personal injuries. The situation needs to meet some specific circumstances for it to be classified as a catastrophic personal injury.

Let’s discuss what catastrophic personal injury is, what are the expenses related to them and what are some types and their causes. This will give you a clearer idea of what exactly a catastrophic personal injury is and why you should seek compensation.

Always remember to consult The Law Offices of Bernstein|Polsky for catastrophic personal injury claims in Boca Raton.

What Is Catastrophic Personal Injury?

A catastrophic personal injury is a severe personal injury that results in a long-term disability or effect on the victim’s life. Such injuries are often life-threatening and mostly life-altering, requiring long-term, extensive medical treatments, rehabilitative care, and nursing or personal assistance.

Catastrophic personal injury often leaves the victim permanently disabled. Victims may lose a limb, experience severe burns, head or brain injury, organ damage, spinal cord injury, loss of eyesight, memory loss, mental disabilities, or more.

Such injuries not only affect the victim but also their family members and dependents. They can lead to physical and emotional stress, often leaving them financially ruined.

Loss of employment and the quality of life is also common in cases of catastrophic personal injury. Personal injury laws are in place to protect these victims and their families, should the injury be caused by the negligence of others.

The Law Offices of Bernstein|Polsky can help victims find justice in Boca Raton by getting them the settlement they deserve. 

Monetary compensations for a catastrophic personal injury case typically include current and future medical bills, other expenses related to the injury, and more.

Expenses Related to Catastrophic Personal Injury

When victims pursue catastrophic personal injury claims, they can expect to recover the following expenses related to their injury.

  • Ongoing and future medical treatments
  • Lost wages and future earning potential
  • Prosthetics and assistive devices
  • Loss of consortium
  • Ongoing physical or emotional therapy
  • Nursing or health aids
  • Pain and suffering
  • And more

Often, the expenses of family members or dependents are also covered; this can include expenses incurred by a spouse who may have had to give up their job to take full-time care of the victim or hire a costly caregiver.

There are many other expenses covered, that have economic value and victims can expect to recover many ongoing and future expenses through a catastrophic personal injury claim.

Common Types of Catastrophic Personal Injuries & Their Causes

There are millions of possible ways a catastrophic personal injury can occur, and they are often unusual accidents and events. However, here are some common catastrophic personal injuries and their causes.

  • Auto Accidents
    Any road accident that involves motorcycles, cars, trucks, or any other type of vehicle.
  • Slip and Fall Accidents
    Often, a property owner’s negligence can cause a slip-and-fall accident that leads to severe, life-altering injuries.
  • Medical Malpractice
    If the proper standard of care is not met by medical professionals, it may lead to catastrophic personal injuries.
  • Hazardous Worksite Accidents
    Often construction sites and other hazardous worksites may have horrible accidents that cause catastrophic personal injuries to workers (workers’ compensation claims), onsite individuals, or passersby.

There are many other causes and types of catastrophic personal injuries, which can occur anywhere at any time. Regardless of the accident or how your catastrophic personal injury was incurred, your priority should always be health recovery and reclaiming the expenses caused by the injury.

Contact Us Today

A catastrophic personal injury is perhaps one of the worst things a victim or family can experience in their lifetimes. Civil litigation sets personal injury laws to protect you and your family if severe accidents leave you with long-term disability or debilitation.

If you or a loved one has experienced a catastrophic personal injury in Boca Raton, you should seek the help of an experienced and qualified attorney, like the ones at The Law Offices of Bernstein|Polsky.

If you want to learn more about what catastrophic personal injury is, or you want to seek full justice and the best compensation for your personal injury in Boca Raton, please visit our website today.